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Curretnly we allow for MTG credit to be used for anything in the store, but that will likely only last until we've built our singles inventory up to a sizable amount. Eventually, we will have MTG credit only allowed to be spent on MTG singles or sealed product. It would also be nice to have a second credit system in use for other things - the other credit system could contain awarded credit, or bonus credit of some kind that has different spending limitations (we happen to also be a used bookstore, and run a separate credit system for that).